According to @AltcoinGordon, $10M can fund retirement if invested wisely, while poor allocation can rapidly deplete capital; source: @AltcoinGordon on X (Sep 15, 2025). Research on sustainable withdrawal rates often references about 3–4% from diversified portfolios, offering traders a cash flow and volatility-control benchmark; source: William Bengen, Journal of Financial Planning (1994); Morningstar, The State of Retirement Income (2023). Because crypto assets are highly volatile with large drawdown risk, concentrated exposure heightens sequence-of-returns risk, making diversification, position sizing, and disciplined rebalancing essential for capital preservation; source: U.S. SEC Investor.gov, Crypto Assets: Key Information for Investors; CFA Institute, Portfolio Risk and Return.